Claiming for Riot-Related Damage

If your property has been damaged in the recent riots, you may well find that your insurance policy will not cover your losses. Most policies exclude damage resulting from 'riot', which in law, means when 12 or more people are present at the disturbance.

If you cannot claim under your insurance policy, you will have the right to claim compensation from the relevant Police authority under the Riot (Damages) Act 1886. The Government is extending the time limit for claims under the Act from 14 to 42 days. The time limit runs from the day the damage occurs, so there is no time to be lost.

The contents of this article are intended for general information purposes only and shall not be deemed to be, or constitute legal advice. We cannot accept responsibility for any loss as a result of acts or omissions taken in respect of this article.